"Buying a warranty is like buying life insurance. Don't wait until you need to use it, it may be too late."

When To Buy A Warranty
SHOULD I BUY AN EXTENDED WARRANTY FOR A RV





Why not lock into today's lower rates and protect yourself from tomorrow's rising repair rates?

A common misconception is that by waiting to purchase extended warranty coverage for your motorhome, you will get coverage for a longer time. Much like life insurance costs rise as we age, the cost for a car warranty will rise as the vehicle ages and accrues mileage. You will be offered the longest terms and the lowest rates for newer vehicles with lower mileage.

We understand that you may have a warranty from the manufacturer. Our coverage is simply an extension of that, not double coverage. The manufacturer's warranty has been factored into your price quote. The more factory warranty you have remaining, the lower the cost and greater the length of the warranty extension. In other words, you are paying for tomorrow's coverage at today's rates. In addition, our Roadside Assistance benefit may prove to be invaluable during the Manufacturer's Warranty period. ___________________________________________________________________




FACT: The newer your vehicle, the lower the rates for extended coverage.

What risks do I have if I delay purchasing coverage?

Coverage costs rise annually as parts and labor costs rise. Labor rates have risen by $15- $20 per hour in the past several years. In 1998 labor rates were $45 per hour. Today labor is $75-$100 per hour.

As the vehicle ages and more repair data becomes available, many vehicles are placed into higher rate classes. Once you buy coverage, your rate class can not change.

As the vehicle accrues mileage, it moves into higher rate classes. ___________________________________________________________________

The info below illustrates how this works. Rates are based on a typical American sedan driven 14,000 miles per year.

Buy coverage on or about this date Mileage Longest term offered Coverage expires... (from coverage purchase date) Cost Cost of waiting

New

100 Miles, 7 years , 7 years or 100,000 miles , Premium $1,100 ,

1 year old

14,000 Miles, 6 years, 6 years or 100,000 miles , Premium $1,400+, Added Cost $300+

2 years old

28,000 Miles, 5 years, 5 years or 100,000 miles , Premium $1,650+ , Added Cost $550+

Just before factory warranty expires

35,000 Miles, 4 years, 4 years or 100,000 miles , Premium $1,775+ , Added Cost $675+

Vehicle out of warranty

36,000+ Miles, 4 years, 4 years or 100,000 miles , Premium $1,950 , Added Cost $850+



DON'T WAIT FOR A BREAKDOWN TO HAPPEN!Call our 24/7 Quote Line at 1-888-299-9888 x 711

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*** NOTE: RV warranty is Not available where prohibited - Not Available to Florida Residents. All offers are void where not allowed.

**All state laws apply. Certain federal laws may also apply. Contact us for more info at info@accws.com

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To obtain a free copy of any warranty, service plan or vsc by mail please send a request to: Warranty Requests at The Acc Warranty Group, 8888 Keystone Crossing, 13th Floor, Indianapolis Indiana 46240 stating your request along with your name and a self-addressed stamped envelope.



* This is an overview of coverage only - not an actual vsc, warranty or service plan.

** You must refer to the actual vehicle service contract to obtain specific information about definitions; terms and conditions; coverages; benefits; claim instructions; exclusions; and special state requirements.

We use the term "extended warranty" and "warranty"interchangeably with the term "service plan - extended service plan - vehicle service contract - service contract," variations thereof, or "VSC," throughout the web site.

A vehicle service contract; service plan or vsc is often referred to as an extended warranty but it is not a warranty. A service plan or VSC does however provide coverage for repairs, parts and labor, payments, towing and travel benefits for your vehicle. A vsc or service plan is a contract between you and a provider or administrator that states what is a covered repair and what is not. A vsc or service plan is not an insurance policy but a contract to specify what is covered and not covered.

Warranty Definitions are explained in this site under Magnuson-Moss. Please use the search bar of this site for the magnusson moss pages. 

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**All Quotes are non-binding and are based upon the accuracy of information you have provided to us.

**All applications are submitted to the administrator of their respective company for verification and acceptance.

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**Some plans may require an acceped vehicle inspection report prior to a claim being honored and/or a 30 day and 1000 mile waiting period.

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ACC

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"by Steve Burgess" Google