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Dealer Owned Reinsurance Companies- Producer Owned Reinsurance Companies - Auto Dealer and RV Dealers

Producer Owned Reinsurance Companies - PORC - VSC
Producer Owned Reinsurance Companies - PORC - VSC
Item# reinsurance

The ACC Dealer Reinsurance Program offers auto and RV dealers additional opportunities to increase their bottom line. 

Dealers may elect to participate in either a standard retro / commission program or enter into a reinsurance relationship with us. 
A retro program allows a dealer to participate in any underwriting profits on the business he writes. Typically, the percentage of shared profits will increase as the dealer's volume of business increases. 
A producer-owned reinsurance company (PORC) allows the participating dealer to assume exposure for the performance of his individual book of business. This provides the dealer an opportunity to participate in the underwriting profit and loss as well as receiving investment income on the reserves held to pay claims. 

We use a protected captive arrangement in which your business is not affected by the performance or losses of other dealers.  Other companies promoting "pooled captive" reinsurance arrangements cannot offer the security or performance that our program provides.

Our agents will provide you with the all of the resources needed to help you determine which option is best suited for your dealership.
  

Standard Service Contract Program:
  • Profit is derived from the sale of the service contract
  • No contingent risk for you or your dealership
  • Standard "walk-away" warranty business

Reinsurance Program: 

A unique program structure
  • It's your insurance company.
  • You have the security of knowing your claims will be paid.
  • It allows you to develop a personal asset for retirement and estate planning.
  • It affords tax advantages that are unique to insurance companies.
Why choose an ACC reinsurance development plan
  • 100% Written Premium Ceded Monthly.
  • 100% Investment Income.
  • 100% Underwriting Profit.
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    It's your insurance company
    • Always maximum flexibility and security.
    • You build a substantial personal asset.
    • You control your Reinsurance Company's investments.
    • Your investments are established in your own separate account and your profits are not affected by other dealers.
    • You accumulate profit and wealth.
    What other considerations are there
    • Initial capitalization and formation costs are nominal.
    • Losses may be controlled by eliminating unnecessary, inappropriate or wasteful repairs while maintaining customer friendly policies and procedures.






*** NOTE: Not available where prohibited - Not Available to Florida Residents. All offers are void where not allowed.

**All state laws apply. Certain federal laws may also apply. Contact us for more info at info@accws.com

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To obtain a free copy of any warranty by mail please send a request to: Warranty Requests at The Acc Warranty Group, 8888 Keystone Crossing, 13th Floor, Indianapolis Indiana 46260 stating your request along with your name and return address.

* This is an overview of coverage only - not an actual warranty.

** You must refer to the actual VSC vehicle service contract to obtain specific information about definitions; terms and conditions; coverages; benefits; claim instructions; exclusions; and special state requirements. We use the term "extended warranty" and "warranty"interchangeably with the term "vehicle service contract," variations thereof, or "VSC," throughout the web site.

Definitions are explained in this site under Magnuson-Moss. 

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**All Quotes are non-binding and are based upon the accuracy of information you have provided.
**All applications are submitted to the administrator of the insurance company for verification and acceptance. ____________________________________________________________
**Pre-owned plans require an acceptable vehicle inspection report to be completed and accepted prior to a claim being honored and/or a 30 day and 1000 mile waiting period.

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ACC

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